Personal Insurance

Personal Insurance: Car, Homeowners, & Life

These days we tend to depend on the insurance coverage we get from our job or other resources to take care of the problems we need, from legal troubles to healthcare or even life insurance. However, there are a number of individualized personal insurances that we need to take care of on our own.

Our jobs, for example, don’t usually provide us with car insurance or homeowner’s insurance. You might need additional life insurance or want to add insurance for your valuables.

When it comes to personal insurance, you could simply log onto someone’s website and grab whatever catch-all package they provide, or you could talk to an independent professional who cares about your personal needs and is here to help build a package that’s precisely tailored to your needs. Harris Insurance is your ideal source for customized Nevada personal insurance packages to cover every aspect of your daily life.

What Is Nevada Personal Insurance?

Personal insurance encompasses every form of coverage you might need that’s not offered by your job or another resource. These are services that cover your everyday life, but which you maintain and pay for. This includes such things as your car or other vehicle insurance, homeowners or renters insurance, private life insurance, personal liability or umbrella coverage, insurance on valuables and any other specialized protection needed in your personal life.

Products Tailored to Your Lifestyle

Harris Insurance offers products designed to meet the growing needs of each individual consumer and their lifestyle. We can custom-design a comprehensive personal coverage package that can include any combination of the following, plus more:

Homeowners Insurance
Personal Auto Insurance
Renters Insurance
Recreational Vehicles
Watercraft
Jewelry/Collectibles Insurance
Personal Excess/Umbrella Coverage

How Do I Know What I Need?

The only universal rule about personal coverage is that there is no universal rule. Despite what many of the bigger insurers might claim with their “save a bunch!” packages, there is no one-size-fits-all approach for personal insurance. That’s why it’s so important to identify an insurance broker that understands the demographic of the client, and their unique and individual needs.

What If I Have Bad Credit?

These days, most Nevada personal insurance products and packages are underwritten based on an individual’s FICO credit score. This means that your credit rating will have an impact on your personal insurance premium. This does not mean, however, that if you have imperfect credit you can’t get coverage. That’s exactly why you need a reliable and trustworthy independent insurance agent to get you a package tailored to your lifestyle, income and requirements.

At Harris Insurance, we can work with you regardless of your credit rating to determine the insurance coverage you need and try to get you a package that works within your needs and your budget. If you’re in need of Nevada personal insurance coverage for any aspect of your life, we can help. Just give us a call for more information or to start building your package today.