Commercial Insurance

Many business owners have not formally planned for what they would do if they suffered a catastrophic loss involving their business. Whether it would be a slip and fall, motor vehicle accident, or worker injury, most have not formalized a plan to address the claim or suit that may arise. What about if one of your workers gets ill or hurt in the course of employment and demands coverage for their medical recovery? If someone hacks into your computer systems and uses your network for illegal services, or steals employee identities, how will you pay for the damages to your company?

While we all like to believe that our employees are trustworthy, honorable and reliable, what will you do if someone in your employ behaves irresponsibly to the detriment of your company, or physically damages your equipment or facilities? What if you’re in an auto accident with a company vehicle, have a fire or another disaster?

These are all just scenarios to think about, but they happen to business owners every single day. Without the proper insurance coverage, business assets can be quickly be exposed to loss unexpectedly. Often, the business is too heavily reliant on their corporate structure or the “corporate veil” to shield the executives and owners from claims. The right insurance coverage, on the other hand, can make sure that not only are you covered, but that your business remains secure and on sound footing in the event of loss.

At Harris Insurance, we offer a wide array of products that are specialized to address exposures commonly found in businesses of any size, focus and service. These include, but are not limited to:

• Commercial General Liability
• Workers’ Compensation
• Commercial Auto
• Commercial Property
• Inland Marine
• Commercial Excess and Umbrella Coverage
• Employee Dishonesty
• Employment Practices
• Cyber Liability
• Directors and Officers Liability
• Errors & Omissions
• Professional Liability

Of course, getting the right coverage for your business entails a lot more than just buying a blanket package. Every business has its own specific and individualized needs. You need a provider who can evaluate your business and help you find exactly the coverage that your business needs. From workers’ compensation, commercial auto, or umbrella coverage, Harris Insurance specializes in providing commercial insurance products and services for all business types — including contractors, physicians, and small businesses.

We also believe in providing the very best customer service with transparency, honesty, and integrity. If you’re not sure where to get started, but you need the best commercial insurance tailored strictly to your needs, don’t wait. Call Harris Insurance for a consultation and to build a custom commercial insurance coverage package today.