Personal insurance encompasses every form of coverage you might need that’s not offered by your job or another resource. These are services that cover your everyday life, but which you maintain and pay for. This includes such things as your car or other vehicle insurance, homeowners or renters insurance, private life insurance, personal liability or umbrella coverage, insurance on valuables and any other specialized protection needed in your personal life.
Harris Insurance offers products designed to meet the growing needs of each individual consumer and their lifestyle. We can custom-design a comprehensive personal coverage package that can include any combination of the following, plus more:
- Homeowners Insurance
- Personal Auto Insurance
- Renters Insurance
- Recreational Vehicles
- Jewelry/Collectibles Insurance
- Personal Excess/Umbrella Coverage
The only universal rule about personal coverage is that there is no universal rule. Despite what many of the bigger insurers might claim with their “save a bunch!” packages, there is no one-size-fits-all approach for personal insurance. That’s why it’s so important to identify an insurance broker that understands the demographic of the client, and their unique and individual needs.
These days, most Nevada personal insurance products and packages are underwritten based on an individual’s FICO credit score. This means that your credit rating will have an impact on your personal insurance premium. This does not mean, however, that if you have imperfect credit you can’t get coverage. That’s exactly why you need a reliable and trustworthy independent insurance agent to get you a package tailored to your lifestyle, income and requirements.
At Harris Insurance, we can work with you regardless of your credit rating to determine the insurance coverage you need and try to get you a package that works within your needs and your budget. If you’re in need of Nevada personal insurance coverage for any aspect of your life, we can help. Just give us a call for more information or to start building your package today.
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Harris Insurance Services, Inc.
5850 Polaris Avenue, Ste. 1800
Las Vegas, NV 89118
Toll Free: 855.202.6611