Health Insurance
Since our inception in the 1970s, Harris Insurance has been at the forefront of providing top-tier health insurance services to businesses throughout Nevada. Our journey, from a private entity to being part of a major agency, has given us a unique insight into the evolving landscape of health insurance. With a specialization in crafting and administering comprehensive group benefits programs, we are committed to guiding businesses in finding the right balance in their healthcare plans, ensuring both affordability and quality care for their employees.
Comprehensive Employee Health Insurance Policies for Nevada Businesses
Harris Insurance offers a specialized range of Nevada health insurance packages, including but not limited to:
Group Health Insurance
A plan where an employer offers health coverage to employees. It helps cover medical expenses like doctor visits, hospital stays, and sometimes prescription drugs.
Group Dental Insurance
This provides coverage for dental care for employees. It typically helps pay for routine check-ups, cleanings, fillings, and sometimes more complex dental work.
Group Vision Insurance
This insurance covers eye-related healthcare, like eye exams, prescription glasses, and contact lenses.
Group Life Insurance
An insurance policy provided by an employer that pays a sum of money to a designated beneficiary if the employee dies.
Disability Income Insurance
This insurance offers financial support to an employee who can’t work because of an illness or injury. It provides a portion of their income until they can return to work.
Health Insurance Solutions for Diverse Industries
Construction Industry
In the construction industry, every day presents new challenges and physical demands. Providing robust health insurance to your workforce is not just a benefit; it’s a necessity. From comprehensive medical coverage to disability insurance, our plans ensure that your employees are well taken care of, keeping them healthy and focused on building and shaping our world.
Professionals (Engineers, Architects, Attorneys, etc.)
For professionals like engineers, architects, and attorneys, mental agility and precision are key. Our health insurance plans are designed to cater to the unique needs of professionals, offering a range of services from preventive care to mental health support. Ensure your team has access to the best healthcare, enabling them to continue providing top-notch services with peace of mind.
General Industry
The general industry encompasses a wide array of sectors, each with its own set of challenges and health needs. Our health insurance solutions are crafted to be as versatile as your workforce. Whether it’s a small business or a large enterprise, we offer flexible, customizable plans that ensure your employees’ health needs are met, contributing to a healthier, more productive workplace.
How Harris Insurance Makes Claims Simple
At Harris Insurance, we don't just process claims—we protect your livelihood when disasters strike. Our straightforward approach keeps your Las Vegas contracting business moving forward:
1
Easy Claim Filing: Within hours of your notification, our team mobilizes—because in construction, every day of downtime costs you money and client trust.
2
Ongoing Support: We fight for your interests against adjusters who might undervalue damage or liability claims, leveraging our century of experience to maximize your protection.
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Expert Guidance: No insurance jargon or confusing policies—just straight talk about your coverage and claim status from specialists who understand Las Vegas building codes.
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Rapid Resolution: When a client sues over property damage or a worker suffers injury, we ensure your business doesn't bear the crushing financial burden through efficient claim handling.
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Always Accessible: While competitors struggle with claim complications, you'll maintain project schedules with our team ready by phone, email, or in-person whenever construction challenges arise.
Should Your Business Offer Employee Health Insurance?
Understanding the value of employee health insurance is crucial for any business. It’s more than a perk; it’s a strategic investment in the health and productivity of your workforce.
Attracts and Retains Talent
Quality health care plans make your company more attractive to skilled professionals and help retain current employees. This can significantly reduce turnover and recruitment costs.
Enhances Productivity
Healthy employees are more productive and engaged in their work. Regular health care reduces the risk of long-term absenteeism due to chronic conditions.
Minimizes Employee Downtime
Comprehensive health care leads to quicker recovery from illnesses, reducing absenteeism. This stability in workforce presence ensures consistent business operations.
Improves Morale
Employee satisfaction and morale improve when they feel valued and cared for. It fosters a positive work environment and enhances company culture.
Tax Advantages
Businesses often receive tax benefits for providing health insurance to their employees. These incentives can offset part of the cost of premiums.
Determining the Right Coverage for Your Business
At Harris Insurance, we are dedicated to helping you navigate the complexities of choosing the right health insurance coverage for your business. Our expertise ensures that you find a plan that not only meets the specific needs of your employees, but also aligns with your business’s financial goals and industry standards.
1
Assess Employee Needs
Understanding what your employees value in health insurance is crucial.
2
Budget Constraints
Find a balance between affordable coverage and employee needs.
3
Legal Requirements
Be aware of health insurance mandates for your business type.
4
Growth Plans
Choose a plan that can adapt to your business’s future changes.
At Harris Insurance, we understand the importance of having comprehensive insurance coverage. Our goal is to help you navigate these risks by providing tailored insurance solutions that protect your business, giving you peace of mind and allowing you to focus on growth and success.
Get in Touch
For more insurance information, please contact us here. We will get back to you shortly.
6445 W. Sunset Rd., Ste. 156 Las Vegas, NV 89118 (Located In Sunset Business Center)
Monday to Friday 7:30 to 4:30 PM Saturday and Sunday CLOSED
702.202.6611