Commercial Casualty Insurance for Las Vegas Businesses
Running a business isn’t easy—there’s always a risk of accidents, unexpected events, or legal claims that could put everything you’ve worked for at stake. That’s where commercial casualty insurance comes in. It’s your safety net, protecting your business from financial losses caused by things like property damage or injury claims.
At Harris Insurance, we’ve been helping businesses like yours since the 1970s. With our Harris Insurance Advantage—including a commitment to integrity, transparency, and our White Glove Claim Service —you’ll have a team that’s got your back when you need it most.
With us, you can stop worrying about the “what-ifs” and focus on growing your business.
Coverage Options for Comprehensive Business Protection
At Harris Insurance, we understand that every business faces unique risks. That’s why we offer a range of commercial casualty insurance options designed to protect your business from all angles.
Commercial General Liability
Protects against customer injuries and property damage claims. Covers medical costs, legal fees, and settlements from accidents related to your business operations or products.
Professional Liability Insurance
Covers claims if your professional advice or service results in a client’s financial loss.
Workers’ Compensation Insurance
Required by law in most states. Covers medical care and lost wages if employees are injured at work, while protecting your business from related lawsuits.
Commercial Auto Insurance
Protects company vehicles and drivers. Covers accidents, injuries, and vehicle damage that occurs while conducting business-related travel.
Cyber Liability Insurance
Guards against costs from data breaches and cyberattacks. Helps pay for data recovery, legal expenses, and reputation management after a cyber incident.
Product Liability Insurance
Shields manufacturers and sellers from claims about product-related injuries or damage. Covers legal costs and settlements if your product causes harm to people or property.
Industries That Benefit Most from Commercial Casualty Insurance
At Harris Insurance, we understand that every industry faces unique risks and challenges. That’s why we provide tailored commercial casualty insurance solutions to protect businesses across a wide range of sectors:
Construction and Contracting
Protects against job site accidents, equipment damage, and third-party claims. Essential coverage for builders and contractors who need to manage workplace risks.
Retail and Hospitality
Covers customer accidents, property damage, and liability claims. Ideal for restaurants, stores, and hotels with high customer traffic.
Professional Services
Defends against claims of errors, oversights, and professional mistakes. Critical for consultants, accountants, and lawyers who provide expert advice.
Healthcare and Wellness
Safeguards against patient injuries, malpractice claims, and facility accidents. Designed for medical practices, clinics, and wellness centers.
Real Estate and Property Management
Covers tenant injuries, property damage, and management liability. Vital for property managers, developers, and real estate professionals.
Transportation and Logistics
Protects against vehicle accidents, cargo damage, and delivery incidents. Essential for companies operating fleets or managing supply chains.
Technology and E-Commerce
Guards against data breaches, service interruptions, and digital liability. Tailored for tech companies and online businesses facing cyber risks.
How Harris Insurance Makes Claims Simple
At Harris Insurance, we don't just process claims—we protect your livelihood when disasters strike. Our straightforward approach keeps your Las Vegas contracting business moving forward:
1
Easy Claim Filing: Within hours of your notification, our team mobilizes—because in construction, every day of downtime costs you money and client trust.
2
Ongoing Support: We fight for your interests against adjusters who might undervalue damage or liability claims, leveraging our century of experience to maximize your protection.
3
Expert Guidance: No insurance jargon or confusing policies—just straight talk about your coverage and claim status from specialists who understand Las Vegas building codes.
4
Rapid Resolution: When a client sues over property damage or a worker suffers injury, we ensure your business doesn't bear the crushing financial burden through efficient claim handling.
5
Always Accessible: While competitors struggle with claim complications, you'll maintain project schedules with our team ready by phone, email, or in-person whenever construction challenges arise.
Get in Touch with Harris Insurance
For more information, please contact the team at Harris Insurance. We look forward to speaking with you and addressing your insurance needs.
How is commercial casualty insurance different from property insurance?
While property insurance covers physical assets like buildings and equipment, casualty insurance focuses on liability protection, covering legal and financial responsibilities if your business is held liable for harm to others.
Do I need commercial casualty insurance if I have a small business?
Yes, small businesses face risks just like larger companies. Accidents, lawsuits, or unexpected liabilities can have a significant financial impact. Commercial casualty insurance provides essential protection regardless of your business size.
Is commercial casualty insurance mandatory in Nevada?
In Nevada, certain types of commercial casualty insurance are mandatory. For example, workers’ compensation insurance is required for businesses with one or more employees.
While not all types of casualty insurance are legally required, having adequate coverage is highly recommended to protect your business from unexpected liabilities. At Harris Insurance, we can help you determine what coverage your business needs to stay compliant and protected.
At Harris Insurance, we are dedicated to providing personalized service to help you secure the right coverage. Your business’s security is our priority, and we are here to ensure that you are protected against the unexpected, every step of the way.
Get in Touch
For more insurance information, please contact us here. We will get back to you shortly.
6445 W. Sunset Rd., Ste. 156 Las Vegas, NV 89118 (Located In Sunset Business Center)
Monday to Friday 7:30 to 4:30 PM Saturday and Sunday CLOSED
702.202.6611